Hdfc Online Account Opening Zero Balance is a great option for people who want to avoid monthly maintenance fees and minimum balance requirements. You can open an account online and get a free Rupay card, free ATM withdrawals, and free online banking.
Introduction of Hdfc Online Account Opening Zero Balance
A zero-balance account is a type of savings account that does not require you to maintain a minimum balance. This makes it an excellent option for people with limited funds or who want to avoid monthly maintenance fees.
There are many benefits to opening a zero-balance account. For one, you won’t have to worry about being charged a fee if your balance falls below a certain threshold. You’ll also get a free Rupay card, which you can use to make purchases and withdraw cash from ATMs.
In addition, HDFC Bank’s zero-balance account offers a number of other benefits, such as free online banking and free SMS alerts.
How to Hdfc Online Account Opening Zero Balance
To open a zero-balance account online, you’ll need to meet the following eligibility criteria:
- You must be a resident of India.
- You must have a valid PAN card.
- You must have a mobile number and an email address.
Hdfc Online Account Opening Zero Balance Process
Once you’ve met the eligibility criteria, you can follow these steps to open a zero-balance account online:
- Go to the HDFC Bank website.
- Click on the “Open Account” tab.
- Select the “Zero-Balance Account” option.
- Enter your personal and contact information.
- Upload your PAN card and photograph.
- Click on the “Submit” button.
Your account will be opened within a few minutes.
Hdfc Online Account Opening Zero Balance Process Video
Benefits of Hdfc Online Account Opening Zero Balance
In addition to the no minimum balance requirement, HDFC Bank’s zero-balance account also offers the following benefits:
- Free Rupay card
- Free ATM withdrawals (up to 4 per month)
- Free online banking
- Free SMS alerts
- Complimentary insurance
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Fees and Charges of Hdfc Online Account Opening Zero Balance
Here are the fees and charges associated with opening a zero-balance account with HDFC Bank:
- Account opening fee: There is no account opening fee for a zero-balance account.
- Monthly maintenance fee: There is no monthly maintenance fee for a zero-balance account.
- ATM withdrawal fee: There is a charge of Rs. 20 for ATM withdrawals from non-HDFC Bank ATMs. However, you can make up to 4 free ATM withdrawals per month from non-HDFC Bank ATMs.
- NEFT/IMPS/RTGS charges: There are no charges for NEFT/IMPS/RTGS transactions.
- Other charges: There are a few other charges that may apply to your zero-balance account, such as a charge for stop payment, a charge for issuing a duplicate passbook, and a charge for closing your account.
For more information on the fees and charges associated with zero-balance accounts, please visit the HDFC Bank website.
FAQ of Hdfc Online Account Opening Zero Balance
Here are some FAQs and answers about HDFC Online Account Opening Zero Balance:
Q: What are the eligibility criteria for opening a zero-balance account with HDFC Bank?
A: To be eligible to open a zero-balance account with HDFC Bank, you must meet the following criteria:
- You must be a resident of India.
- You must have a valid PAN card.
- You must have a mobile number and an email address.
Q: What are the benefits of opening a zero-balance account with HDFC Bank?
A: There are many benefits to opening a zero-balance account with HDFC Bank, including:
- No minimum balance requirement
- Free Rupay card
- Free ATM withdrawals (up to 4 per month)
- Free online banking
- Free SMS alerts
- Complimentary insurance
Q: What are the restrictions for zero balance account in HDFC?
A: There are a few restrictions on zero-balance accounts with HDFC Bank, including:
- The total withdrawals and transfers cannot exceed Rs. 10,000 in a month.
- The account balance cannot exceed Rs. 50,000 at any point of time.
Q: How do I open a zero-balance account online with HDFC Bank?
A: To open a zero-balance account online with HDFC Bank, you can follow these steps:
- Go to the HDFC Bank website.
- Click on the “Open Account” tab.
- Select the “Zero-Balance Account” option.
- Enter your personal and contact information.
- Upload your PAN card and photograph.
- Click on the “Submit” button.
Your account will be opened within a few days.
Q: What are the steps involved in opening a zero-balance account offline with HDFC Bank?
A: To open a zero-balance account offline with HDFC Bank, you can follow these steps:
- Visit your nearest HDFC Bank branch.
- Fill out an account opening form.
- Provide your PAN card and photograph.
- Pay the account opening fee.
- Your account will be opened within a few days.
Q: How can I check my balance in a zero-balance account?
A: You can check your balance in a zero-balance account by logging into your online banking account, using the HDFC Bank mobile app, or by calling the HDFC Bank customer care number.
Q: How can I close my zero-balance account?
A: To close your zero-balance account, you can follow these steps:
- Visit your nearest HDFC Bank branch.
- Fill out a closure form.
- Submit your PAN card and photograph.
- Your account will be closed within a few days.
Conclusion of Hdfc Online Account Opening Zero Balance
A zero-balance account is a great way to start saving money, even if you don’t have a lot of it to start with. With HDFC Bank’s zero-balance account, you can avoid monthly maintenance fees and minimum balance requirements, and you’ll still get access to a number of great benefits, such as a free Rupay card, free ATM withdrawals, and free online banking.
If you’re looking for a simple and convenient way to open a savings account, a zero-balance account with HDFC Bank is a great option. You can open an account online in just a few minutes, and you’ll be on your way to building your financial future.