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How to Foreclose Hdfc Credit Card EMI Online – Full Details

Do you want to know How to Foreclose Hdfc Credit Card Emi Online? then you have come to the right website. In this article, I explained how to close the Smart EMI of HDFC Credit Card and what charges you will have to bear for closing it.

Whenever you take a loan, there are terms and conditions of foreclosure charges that whenever you close, you will have to pay some charges that fully depend on the lender.

HDFC Bank charges you 2 to 3% as pre-closure charges and you have to pay it on whatever outstanding balance you have.

How to Foreclose Hdfc Credit Card EMI Online

How to Foreclose Hdfc Credit Card EMI Online

I would like to tell you that there are many methods through which you can close HDFC credit card smart EMI:

  1. By Net Banking via visiting:
  2. By Mobile Banking.
  3. By Customer Care Calling.
  4. By Branch visit.

But in this article, I will tell you a good and simple method through which you can foreclose HDFC Credit Card Smart EMI online.

Let us know its process in detail.

How to Foreclose Hdfc Credit Card EMI Online

To close HDFC Credit Card EMI, you can close it easily by following the steps given below.

  1. Go to the website.
  2. Log in to your account using your “Card Details” and “Mobile Number”.
  3. Then, Go to the “linked EMIs” Section.
  4. Now, select the “Loan & EMI” and click on the “Loan Pre-Closure” option.
  5. After that, Select the relevant “reason” why you should want to pre-closure Loan and click on the “Continue” button.
  6. Then, Loan details and payment link are sent to your email address, you need to make full payment of the total amount including pre-closure charges.
  7. Once you done payment your HDFC credit card EMI foreclose process is done.

As soon as you successfully complete the payment, your HDFC Credit Card EMI will be closed and the statement will be sent to your email address within a few days.

Read Also:


Can I foreclose Credit card EMI HDFC?

Yes, you can foreclose HDFC credit card EMI.

What is the pre-closure charge for HDFC credit card EMI?

3% as a pre-closure charge on your Outstanding Balance.

Can I foreclose HDFC credit card EMI online?

Yes, you can foreclose your hdfc credit card emi online by visiting-


I hope you have understood well the method I have told you about how to close HDFC credit card EMI online.

There are many methods to close HDFC credit card EMI but in this article, a simple and good method has been mentioned by visiting

If till now you are facing any problems in foreclosing then you can ask me in the comment section without any hesitation.

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