Are you want to know and open a bank account in the RBL Bank Go Account Zero Balance Account then you are in the right place here you learn the benefits, features, fees & charges with some limitations of this bank account.
Recently, RBL Bank Launched a new Zero Balance Account named RBL Bank Go Account where you have a facility called Zero Balance with a free Premium Go Debit Card under VISA Card and many more that you know in this blog post.
So, if you want to open or know the complete details on this RBL Bank Go Account then by the end of the reading blog post you can understand all aspects of this Go Digital Savings Account & you can decide whether if right for you or not as per market available compare product.
RBL Bank Go Account Highlights
| Service | Charges |
| Account Maintenance | ₹0 (Zero Balance Account) |
| Joining Fee | ₹ 1,999* +GST |
| Renewals Fee | ₹599* +GST |
| Premium GO Debit Card | ₹0 (Free) |
RBL Bank Go Account Zero Balance Account
The RBL Bank Launched a new Zero Balance Account named RBL Bank Go Account where you avail the facilities like Zero Balance Account, Free Premium Go Debit Card, and Interest earning up to 7.50% on your savings balance and 7.80% on Fixed Deposit (FD) on annual basis and many more.
RBL Bank Go Savings Account
The RBL Bank Go Savings Account is a kind of savings account that allows Indian people to deposit money in this account and provides interest up to 7.50% per annum.
Benefits of RBL Bank Go Account Zero Balance Account Opening
Pros
- Zero Balance Savings Account
- Unlimited ATM Withdrawals
- Free Premium Debit Card
- Interest Rate up to 7.50%* p.a
- Free Insurance
Cons
- Joining fee for account ₹ 1,999 + GST
- The renewal fee for the GO Account will be ₹ 599 + GST p.a.
Document for RBL Bank Go Account Open
If you want to open an RBL Bank Go Account then the following documents are required:
- Aadhar Card
- Pan Card
- Aadhar Registered Mobile Number
- Live Selfie Photo
- Signature
Congratulations, if you have the above documents then you are eligible to open an RBL Bank Go Account Online.
Eligibility for RBL Bank Go Account Open
You are eligible if you have the following criteria:
- You are an Indian Resident
- Your Age is 18+ or Above
- Your City has RBL Bank Branches.
Congratulations, if you meet the above criteria then you are eligible to open an RBL Bank Go Account Online.
How to Open RBL Bank Go Account Online
To open an RBL Go Digital Savings Account following below steps:
- Visit the RBL Bank Website
- Tap on Products, Select Accounts, and Click on Savings Accounts.
- Choose Go Account and Click on Apply Now.
- Click Open Go Account, Tick all Tnc, and Click on the Submit Button.
- Enter your Personal Details and Click on the Next Button.
- Pay your Joining Fee.
Once your Joining fee is successfully payment done then your account number is generated and you complete the Video KYC by clicking on the Start Video Option.
After Video KYC is done, your account Full KYC is Complete then you can use your account lifetime and make payment without any transaction restriction.
RBL Bank Go Account Charges
The following are the fees & charges of RBL Bank Go Account:
| Particulars | Charges |
| Joining Fee | ₹1999 + GST. p.a |
| Renewals Fee | ₹599 +GST. p.a |
| Account Closure Charges | ₹ 500 (if closed within 6 months) |
| Cheque Leaves | 50 leaves per year at ₹ 2 per cheque leaf |
Rbl Bank Go Account Limit
The GO Debit Card that comes with a GO Account has a higher point-of-sale (POS) limit of ₹2,00,000 per day, including online transactions.
FAQs of RBL Bank Go Account Zero Balance Account
What is Go Account?
Go Account is a type of Digital Savings Account provided by RBL Bank with Zero Balance Account and 5x Benefits.
Who is eligible to open a Go Account?
You are eligible to open a Go Account if you have a PAN card and Aadhar Card and you are a resident of India.
How to Open a Go Account with RBL Bank?
You can open a Go Account in 3 steps:
1. Complete your KYC.
2. Complete filling in your personal details.
3. Pay your joining fee.
What is the joining fee for a Go Account?
The joining fee for a GO Account is only ₹1,999 plus GST.
Is there an annual fee on the Go Account?
Yes, you will need to pay an annual fee of ₹599 plus taxes as applicable. This fee will be waived off if you spend ₹1 lakh or more using your GO Debit Card for POS and e-commerce transactions in the previous year.
What are the benefits of Go Account?
Benefits of GO Account:
1. Zero balance account
2. Joining vouchers worth ₹1,500
3. Free UPI/IMPS/NEFT/RTGS transactions
4. Higher limits for transactions
5. Various insurance benefits
Which Debit Card will be provided with the Go Account?
Free Premium Go Debit Card under VISA Card will be provided on the Go Account.
What are the withdrawal limits for the Go Account?
GO Account holders can withdraw up to ₹1,00,000 per day using their GO Debit Card.
Watch Video: RBL Go Zero Balance Account Opening Online
Conclusion of RBL Bank Go Account Zero Balance Account
In Conclusion, The above details of RBL Bank Go Account Zero Balance Account I summarize that if you want to open only in RBL Bank with Zero Balance Account and want to get insurance protection on account with also want to get a free Go Debit Card then you can open this RBL Bank Go Account without any kind of hesitated.
But my suggestion is in the market there are a lot of Bnak that provide this kind of service with smooth experience like Kotak Mahindra Bank, AU Bank, and so on without any Joining fee and renewal fee.
So, this is the overall conclusion and review of this account from my side, If you have any quarry regarding this as well as banking-related queries then don’t hesitate to ask me by commenting below comment box.